Health Insurance
Protect yourself and your family against medical expenses with suitable health insurance solutions.
Established in 2012 | 20+ Years of Industry Experience
More Than Insurance.
A Team That Stands With You.
Making informed insurance decisions is important. Having the right team to support you throughout your insurance journey is even more important.
At Add Value Insurance Broker, we combine experience, transparent advice and dedicated customer support to help you choose suitable insurance solutions and stand by you when it matters most.
55,000+
Customers served
40+
Insurer relationships
IRDAI
Licence No. 486
Licence Category: Direct Broker Life and General Insurance
Guidance before you buy.
Support long after the policy is issued.
55,000+
Customers Served
5,000+
Claims Assisted
50+
Corporate Clients
40+
Insurance Company Relationships
50+
Current Team Members
2012
Established
Insurance Solutions
Insurance Solutions for Every Stage of Life and Business
Whether you are protecting your family, securing your assets or managing business risks, we help you explore suitable insurance solutions from multiple insurance companies.
Retail Insurance
Life and Term Insurance
Financial protection for your family and loved ones.
Motor Insurance
Insurance solutions for cars and two-wheelers.
Travel Insurance
Protection and assistance for domestic and international travel.
Home and Property Insurance
Protection for your home and valuable assets.
Corporate Insurance
Group Health and Employee Benefits
Group medical insurance and employee benefit solutions for organisations.
Fire and Property Insurance
Protection for business premises, buildings, machinery and other assets.
Marine Insurance
Insurance solutions for goods and cargo in transit.
Liability Insurance
Solutions to address business and professional liability exposures.
Our Real Claim Stories
Standing With Our Clients When It Matters Most.
Protecting Our Client from an Unjust ₹72,000 Hospital Demand
At Add Value Insurance Broker Pvt. Ltd., we believe that our responsibility does not end when a policy is issued—it begins when our client needs us the most.
Resolving a Cashless Discharge Dispute and Securing a ₹10 Lakh Approval in Just Three Hours
A long-standing client of ours, insured continuously for more than a decade, was hospitalized for nearly two months after suffering from severe swine flu and life-threatening complications. The hospitalization was prolonged, including ICU care and an extended period in coma, resulting in a medical bill exceeding ₹1 crore.
Restoring a Client's Faith in Health Insurance – HDFC ERGO Claim Success Story
One of the most satisfying claim resolutions for our Claims Team involved a client whose cashless claim for his 13-year-old daughter was initially rejected by the insurance company on the grounds that the surgery was for an external congenital condition, which was treated as a permanent policy exclusion.
Cancer Treatment Claim Successfully Resolved – Medical Necessity Overcame "Reasonable & Customary" Objection
A client insured with Niva Bupa Health Insurance was diagnosed with cancer and was initially admitted to a reputed hospital in Delhi. The insurance company approved a cashless hospitalization amount of ₹4.70 lakh for the proposed treatment.
Client names are withheld for privacy. All claim decisions remain with the insurer and are subject to policy terms and conditions.
Customer Testimonials
Real Customers, Real Experiences
Google Reviews
What Our Clients Say on Google
4.9
Based on 73 Google reviews
“I would like to thank the Add Value team for their excellent service and support. Over the years, whenever I've needed any advice or assistance, your team has always been helpful and responsive. The best part is that you support us throughout the entire journey, from choosing the right policy to handling claims. I truly appreciate your commitment and the way you take care of your customers. Thank you for always being there when we need you!”
Deepak Pandey
“True professional @Dhruv Arora, helped me with my mediclaim settlement so smoothly, which at one stage I was thinking of not getting. Thank you very much Gentleman.”
Ashokk Kumar Kashliwal
“Thank you Mansi.... You are really good in dealing with claim issue and good communication to deal with who has needed such information to get claims. Thank you again.”
Hoshiyar Singh
Insurance Company Network
A Wider Choice of Insurance Solutions
We work with insurance companies across the industry, giving customers access to a broader choice of insurance products and solutions.
General Insurance · 23Standalone Health Insurance · 6Life Insurance · 11
Watch & Learn
Insurance Simplified on Our YouTube Channel
Insurance News
Latest from the insurance industry
IRDAI circulars, government notifications, tax changes, product launches and industry updates — gathered automatically from trusted news sources and refreshed through the day.
Headlines link to the original publishers. Add Value does not author or endorse third-party articles.
Insurance Insights
Understand Insurance. Make Informed Decisions.
We publish insurance awareness articles, guides and videos across our social platforms. Follow us there to stay informed.
